What Are The "The Great Wall" Of Investment And Financial Products?

As we all know, Chinese people have always built the Great Wall, built walls to protect the city, or even build a local area network habit.

However, for the increasingly hot investment and financing market, financial advisers of Jiaxing Reed, a well-known financial institution, believe that investment and financial management are also necessary to build the Great Wall and build walls to protect investment and wealth.

What are the "the Great Wall" of general investment and financial products?

According to the information released by the State Council, the deposit insurance Ordinance has been put into effect since May 1, 2015.

The deposit insurance is for 500 thousand of the deposit insurance.

If the bank is "bankrupt" or "closed down", it will get up to 500 thousand of the payment.

Of course, deposit insurance not only protects personal deposits, but also includes foreign currency deposits.

The deposits of enterprises and other units are guaranteed, but up to 500 thousand.

According to a survey conducted by the people's daily, 500 thousand yuan deposits basically cover 99.63% of the bank's depositors, including corporate deposits.

That is to say, the the Great Wall has protected 99.63% of the depositors. This "the Great Wall" should be the largest wall.

This year, in 2015, there was a related policy, that is, the country began to carry out serious illness insurance.

What is the medical insurance for serious illness? In fact, the full name of serious medical insurance is "medical insurance for urban and rural residents with serious illness". The insurance is coordinated by the state, and individuals do not need extra money to buy.

Serious illness medical insurance is targeted at some serious diseases that are especially costly. Once again, reimbursement is made on the basis of the existing medical insurance, and the actual reimbursement rate is not less than 50%.

These "serious diseases" are usually costly diseases, and are also likely to cause a family to go bankrupt.

The most serious medical insurance for the vast majority of residents is a relatively good protection in medical treatment, is a protection of personal health of the the Great Wall.

There are more types of commercial insurance, such as endowment insurance, accident insurance, life insurance, health insurance, auto insurance, etc. These are also "the Great Wall" in life and investment.

3, investment funds cushion

For investing in the stock market, the enthusiasm of the Chinese people is very small. According to statistics, the number of shareholders in China is over 100 million.

However, for the stock market with large investment risk, there is actually "the Great Wall" which can avoid risks.

For example, some fund products with fixed share increase are like this, such as the latest Jiaxing Reed optimization fund, which has the proportion of structural proportions in the fund, divided into priority and inferior grade.

Ordinary investors, that is, priority investors, can enjoy the security cushion provided by the poor rear area. For investment, losses do not hurt themselves. Money is shared among them. The income is also good, with a minimum of 8.5%, up to 36.5%, or even higher.

Therefore, for the shareholders, the funds with priority and inferiority are equivalent to constructing the "the Great Wall" of investment protection.

In general, the investment and making money of all kinds of financial products are actually related to the risk.

The right choice of investment tools, such as "the Great Wall, city wall" protection or without such protection, should be chosen according to their own investment needs.

The 3 "the Great Wall" in the investment and financing market is worth paying attention to.